5 Best Practices for A/R Recovery in Behavioral Health

📅 January 8, 2026 ⏱️ 6 min read 🏷️ A/R Recovery
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Accounts receivable recovery in behavioral health requires a unique approach. Unlike other medical specialties, behavioral health claims often face additional scrutiny around medical necessity and prior authorization requirements.

Here are five proven practices that can improve your A/R recovery rates significantly.

1 Segment Your A/R by Age Bucket

Not all aged claims require the same approach. Organize your A/R into buckets:

  • 0-30 days: Normal follow-up cycle
  • 31-60 days: Increased attention, first escalation
  • 61-90 days: Intensive review, identify patterns
  • 90-180+ days: Specialized recovery tactics

Each bucket requires different resources and strategies.

2 Know Your Payer Timely Filing Limits

Every day counts. Illinois payers have varying timely filing requirements:

  • Medicare: 12 months from date of service
  • BCBS IL: 365 days (commercial), varies by plan
  • UnitedHealthcare: 90-180 days depending on contract
  • Aetna: Usually 90 days from initial claim

Track these limits and prioritize claims approaching deadlines.

3 Document Every Payer Interaction

Maintain detailed records of every call, including:

  • Date, time, and representative name
  • Reference/confirmation numbers
  • Specific information provided or requested
  • Promised timelines and next steps

This documentation is essential for escalations and appeals.

4 Identify and Address Root Causes

Look for patterns in your denials:

  • Are specific providers seeing higher denial rates?
  • Which CPT codes are most frequently denied?
  • Is one payer causing disproportionate issues?

Fixing upstream problems prevents future A/R buildup.

5 Know When to Bring in Specialists

Your internal team may not have bandwidth for 60+ day claims. Signs you need help:

  • A/R over 90 days exceeds 15% of total receivables
  • Staff is focused on new claims, ignoring aged ones
  • You're writing off claims that could be recovered

Specialized A/R recovery teams can focus exclusively on these challenging claims.

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Conclusion

Effective A/R recovery requires systematic processes, detailed documentation, and knowing when to escalate. By implementing these practices, you can recover more of what's owed to your practice while maintaining positive payer relationships.